If you've been thinking about checking in on your insurance, but haven't been able to find the time, here are a few quick steps you can take today.
1. Ask Your HR Manager About Your Group Benefits
If you have specific questions about your employer’s benefits package, your HR manager is a great resource. You can ask them to send you an overview, so you know what benefits you and your family are entitled to. You can also ask about whether the coverage extends to your spouse and/or dependents.
2. Book an Appointment With An Insurance Advisor
If you have an existing relationship with an insurance advisor, taking this step today is the best way to ensure your coverage is on track. While the appointment itself will take somewhere between 20 minutes to an hour, in the end you can save yourself time, not to mention money and heartache, if your coverage is properly set up.
If you don’t have an advisor, book a check-in. You’ll be matched with an advisor according to your needs, and your first appointment will only be about 10-20 minutes to get to know each other.
3. Make A List of Anything That’s Changed Since Your Last Check-in
Have you had kids? Did you buy a house? A car? Did you get married? Divorced?
Whenever your life situation changes, it’s a good idea to do an insurance check-in to make sure your family and your assets are protected. You can then use this list to discuss any updates you might need to make to your coverage with an advisor.
Making sure you’re covered doesn’t have to take all day. By taking one of these three quick steps, you’ll be ahead of the game in no time.
If you’re ever in doubt, it’s always a good idea to check in with an insurance advisor.
Book a check-in and we can help you get the coverage you need.
This article is intended as general information only and is not to be relied upon as constituting legal, financial or other professional advice. A professional advisor should be consulted regarding your specific situation. Information presented is believed to be factual and up-to-date but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the authors as of the date of publication and are subject to change. No endorsement of any third parties or their advice, opinions, information, products or services is expressly given or implied by Royal Bank of Canada or any of its affiliates.